Skip to content
NPTeckz

Business Plan Generator

Turn your idea into a lean or detailed business plan with break-even analysis and a 12-month financial model — built from your own facts, with research gaps clearly marked.

Plan format

e.g. Home-style lunch boxes delivered to offices in Pune

Your story (recommended)customers, problem, competitors…
Sales & marketing channels
Financial assumptions (₹, excluding GST)

Materials, delivery, commissions

Savings, loans or investment

Monthly fixed costs

Fixed costs / month

₹1,73,000

Break-even sales / month

116

Break-even month

Month 10

Year-1 operating result

-₹3,66,000

Cash goes negative (lowest ₹2,32,000 short in month 9). You'd need at least that much more funding, plus a buffer.

Funding (optional)

How to use it

For founders, small-business owners and students who need a clear, honest business plan — for themselves, a bank loan conversation or early investors.

  1. 01Choose a lean (one- to two-page) or detailed plan and describe the business in one sentence.
  2. 02Add your customers, problem, solution, competitors and channels — the more you add, the fewer research gaps remain.
  3. 03Enter your price, direct cost per sale, month-1 sales, growth and fixed costs; break-even updates as you type.
  4. 04Generate the plan, edit any section in your own words, and regenerate a section to undo your edits.
  5. 05Download it as PDF, Markdown or plain text.

How results are worked out

  • Every sentence is assembled from what you entered. Nothing about your market, competitors or regulations is invented.
  • Facts the plan needs but you haven't provided are marked “[Research needed: …]” and collected into a checklist.
  • Break-even sales per month = fixed costs ÷ (price − direct cost per sale), rounded up.
  • The 12-month model compounds monthly sales growth on whole sales, then subtracts direct and fixed costs; cash starts at your opening cash minus start-up costs.
  • All figures are before tax, GST, depreciation and loan repayments.

Limitations

  • It's a planning aid, not financial, legal or tax advice. Have an accountant review figures before applying for a loan.
  • The model assumes customers pay when they buy (no credit periods) and a single average price.
  • Market size is never estimated — you must add it from a source you can cite.

Questions

What's the difference between lean and detailed?

The lean plan covers the essentials — problem, solution, customers, competition, revenue, go-to-market, metrics, financials, funding and risks. The detailed plan adds company overview, market, operations, team and milestones.

How is break-even calculated?

Your monthly fixed costs are divided by the profit each sale contributes (price minus direct cost). The result is the number of sales a month you need to cover costs; the tool also shows the month your projected sales first reach it.

Does it use AI?

Not by default — the plan is built entirely from your inputs in your browser. If AI is set up on this site you can optionally ask for suggestions, which are clearly labelled and only added if you choose.

Why are some parts marked “Research needed”?

Because we won't make up facts. Market size, competitor pricing and licences have to come from real research; the checklist at the end lists everything to verify.

Is my plan saved?

Only in this browser, so you can come back to it. Press Start over to clear it. Nothing is sent to us unless you request AI suggestions.

Related free tools

Need it built properly?

This tool is free and stays free. If you'd like NPTeckz to scope or build it for you: